AML Subject Matter Expert

About the role

We are seeking a hands‑on AML Subject Matter Expert to develop, implement and continuously improve the anti‑money‑laundering framework across Avarda Group. The role combines practical delivery with strategic oversight, translating regulatory requirements into workable solutions while simplifying processes.

Key responsibilities

• Design, implement and maintain AML policies, procedures, controls and frameworks for multiple EU jurisdictions.
• Interpret regulatory requirements and create proportionate business solutions.
• Review and benchmark existing AML practices, identifying opportunities to simplify, standardise and optimise.
• Drive AML process optimisation, reducing complexity, duplication and manual effort.
• Monitor regulatory and industry developments and ensure timely implementation of changes.
• Collaborate with Product, Operations, Risk, Compliance, Technology and Data teams to embed AML into processes and product development.
• Use AML data and analytics to detect risks, trends and control weaknesses.
• Prepare AML management information, metrics and regulatory reporting.
• Support regulatory inquiries, audits and inspections.
• Design and deliver AML training and share best practices across the Group.
• Identify and apply technology and automation to improve AML effectiveness and efficiency.

Required profile

• Proven experience in AML / financial crime, preferably within consumer finance, fintech or banking.
• Strong practical knowledge of AML regulations and frameworks.
• Experience designing, implementing and optimising AML processes across jurisdictions.
• Ability to translate regulatory requirements into simple, effective solutions.
• Data‑driven mindset with interest in external AML practices, technology and automation.
• Bachelor’s degree; CAMS, ICA or equivalent is a plus.

Required skills

• AML regulations
• AML data analysis